01 · See the limit
Green, amber, red. That is enough.
Monthly budgets per category with a simple indicator. If shopping crosses the line, we say so. No pie charts, no sparklines.
Prorated: know what is still reasonable today.
001 - Yogyakarta · 2026
Money clarity,withoutthe noise.
A money tracker built by a husband-and-wife team in Yogyakarta. For ourselves, for our family, for anyone who wants to know where the money actually went. No big promises, no charts you would not read.
Free preview access, no adsYour data stays yours
9:41
Good morning,
Sari
S
Total balance
Rp 8.450.000
Today
View all
Coffee run · Tebet
Food & drink · 14:32
Rp 28,000
Gojek · Kuningan
Transport · 13:18
Rp 22,000
Monthly salary
Income · 10:00
Rp 12,500,000
Tokopedia
Shopping · 09:42
Rp 185,000
Home
Budget
Log
Accounts
002 - How it works
Type freely, like texting a friend. Okaneku tidies it up.
No dropdown maze, no long form. Write one sentence; category, account, and amount appear cleanly, then land in your journal.
Journal · May 2026001 / 003
You type
Write anything...
AI understands the context. No dropdown needed.
Okaneku reads
processingCash
Food & drink · Expense
Rp 45,000
CashFood & drinkRp 45,000
Logged in the journal
Food & drink
Cash
Rp 45,000
9:41
Log transaction
Free text
Lunch soto 45k paid from cash
Cash
Food & drink · Expense
Rp 45,000
Home
Budget
Log
Accounts
01 · Ways to log
03
Free-text AI, tile board with easy drag-and-drop, or classic form. Pick the mode that fits.
02 · Currencies
180+
Rupiah as the base. Daily rates from Open Exchange Rates.
03 · Roadmap
Next
Shared accounts, Android/iOS apps, and default currency settings are in the next pipeline.
003 - Product preview
Desktop to clean things up. Mobile to log quickly.
Review your money on desktop. Capture transactions faster from your phone, right when the money moves.
/dashboard
9:41
May budget
Food & drink68%
Shopping91%
Transport44%
Home
Budget
Log
Accounts
004 - Features
Built for everyday money habits.
02 · Missed a day? Fine
Catch up later. Balances follow.
Add a transaction from yesterday, last week, or last month. Account balances adjust automatically. What matters is that the numbers stay honest.
Backdated transactions stay tidy in the history.
03 · Many accounts, one place
Cash, e-wallets, two banks, foreign savings.
Multi-account support is live now. Rupiah is the base today; other default currency options are in the next pipeline.
A JPY wallet for a trip? Add it in seconds.
No big life-changing promise. We just make sure it works - and we use it ourselves every day.
Fewer things you will never touch. More of the parts you actually use.
005 - Up and running
Ready to use. Today.
01
Capture & see
Income, expense, transfer, and balance corrections in one table.
Three logging modes: AI, tile board with easy drag-and-drop, classic form.
Take a photo of a receipt and let AI help read the transaction.
Dashboard balances, budget status, recent transactions, and notifications.
Full filtering plus CSV export anytime.
Import from other apps with help from AI mapping.
02
Accounts & currency
Multi-account: cash, e-wallet, bank, savings, credit card.
Multi-currency with rupiah as the current base.
Daily exchange rates from Open Exchange Rates.
Recurring transactions for salary, rent, subscriptions, and routines.
Transaction tags: drag-to-reorder, soft-archive, revive any time.
Shared accounts for family or partner workflows.
Default currency per account/workspace.
03
Privacy & access
AI chat that answers from your own finance data.
End-to-end encryption for workspace data.
PIN lock after 5 minutes idle.
Desktop and mobile browser access.
Installable PWA on Android or iOS, offline-friendly.
Native Android and iOS apps.
OkanekuJournal · 006
Start today
Start with clarity. Keep it honest.
Create an account, add your first wallet, log your first transaction. After that, use it when money moves.
Free preview access, no adsApproved ✓